This is a policy designed to protect against loss of or damage to vehicles owned.
Below are the scope of motor insurance policies;

Third Party Only (TPO) : This is the basic and minimum cover available. It provides for liability to third parties in respect of death of/bodily injury and damage to third party property arising out of or caused by use of insured’s motor vehicle.

Third Party, Fire and Theft (TPF&T): In addition to TPO cover, this level of cover extends to indemnify the insured against damage to the motor vehicle arising out of fire, burglary or theft.
Comprehensive: This is a superior cover that in addition the TPF&T extends to cover any other accidental damage to the vehicle including collision, overturning, effects of floods, earthquakes e.t.c.

Classes of motor insurance include:

Private motor policies - For private car owners.
Commercial motor policies –For General cartage, Own goods vehicles, School and Church bus/vans.
Public Service Vehicles –For PSV Matatus, Taxis, Chauffer driven and Self driven vehicles.
Special type vehicles – For Excavators, Tractors, Forklifts e.t.c.

These products are underwritten by UAP Old Mutual Group and sold by Faulu MFB Insurance Agency.

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